Individual Loans are for business owners who need to expand their businesses. This loan product is for our valuable clients to grow and help their business keep running. The amount of loan size is from 1 million to 7 million MMK for new clients and from 1 million to 10 million MMK for existing clients.

You can inquire about individual loan application process via phone. To apply, please visit our branch offices in person or you can also apply through our Field Officers.

You must be a Myanmar citizen with the age between 18 to 60 years and have an own house. You must be the business owner of either own or rented business place. You need to submit the supporting documents of business as proof. You need a co-applicant who is from a family member and lives the same with you, but only need one guarantor (non-family member) for the loan size MMK 3 million and above.

Business license is required for Individual Loan. In case you do not have a business license, you need to prove that you have a business. A recommendation letter for your business from the ward can be used as proof. Alternatively, Hana staff will assess your house and business for verification purposes before loan disbursement.

Yes, you need to live in the same township as registered in the household registration certificate.

Repayment shall be made once in 28 days at the respective Hana branch offices or with E wallet payments such as Wave Pay, KBZ Pay, etc… There are other repayment methods and please contact the respective branch office for further information.